Small Business Articles

General liability insurance provides protection from lots of common business risks, from customer property damage and non-employee injuries, to libel, slander, and copyright infringement. Without it, you might find yourself with a large financial burden when something unexpected happens. So, it’s very important to have this type of coverage. It’s also crucial to be able to prove you have coverage. That leads to questions like, “What is proof of liability insurance?” and, “How do I get proof of general liability insurance?”

First-time insurance buyers will sometimes ask, “What’s a COI?” A Certificate of Insurance (sometimes called a Certificate of Liability Insurance) is a physical or electronic document that proves you have insurance. The COI includes important details about your policy that you, a client, a landlord or someone else might require.