What’s a Certificate of Insurance?
Also referred to as an ACORD certificate of insurance (after the nonprofit that provides the standardized form used by most insurers) or a COI for short, a Certificate of Insurance is a physical or digital document that indicates you have an active general liability, professional liability, workers’ compensation, or other policy. It also provides a summary of the coverage.
Organizations or individuals your company works with may require that you produce a Certificate of Insurance to show that you have coverage. This reassures them that if an incident like an injury or property damage occurs, your insurance will cover it and their risk will be minimized.
Small Business Insurance Experts
biBerk has over 500,000 satisfied customers and focuses exclusively on small businesses. Why is biBerk the business insurance company so many organizations rely on? There are many reasons.
Save time.
Get a quote entirely online or speak with one of our insurance experts right away for help getting a quote, buying a policy, or answering any questions you may have.
Save money.
We insure your small business directly, without a middleman or insurance broker, so we pass that savings on to you—up to 20% less than policies with other insurance companies.
Experienced.
We're part of the Berkshire Hathaway Insurance Group with millions of satisfied customers, more than 75 years of insurance experience, and $62 billion in paid claims in 2025.