Small Business Insurance Experts
biBerk has over 500,000 satisfied customers and focuses exclusively on small businesses. Why is biBerk the business insurance company so many organizations rely on? There are many reasons.
Save time.
Get a quote entirely online or speak with one of our insurance experts right away for help getting a quote, buying a policy, or answering any questions you may have.
Save money.
We insure your small business directly, without a middleman or insurance broker, so we pass that savings on to you—up to 20% less than policies with other insurance companies.
Experienced.
We're part of the Berkshire Hathaway Insurance Group with millions of satisfied customers, more than 75 years of insurance experience, and $62 billion in paid claims in 2025.
A Top-Rated & Financially Secure Business Insurance Company
biBerk is a small business insurance company that’s part of the Berkshire Hathaway Insurance Group. All of the company’s major insurance subsidiaries are rated A++ by A.M. Best Company. We have millions of customers and over 75 years of insurance experience. Berkshire Hathaway paid $62 billion in claims in 2025.
The Berkshire Hathaway Insurance Family
Explore Our Small Business Insurance Products
Workers’ Compensation
Professional Liability Insurance (E&O)
General Liability Insurance
Business Owners Policy (BOP)
Commercial Auto Insurance
Umbrella
Workers’ Compensation
Mandatory in most U.S. states, this policy pays for medical care and lost wages resulting from a work-related injury.
Best for:
Employee medical expenses
Help with missed wages
Lawsuits over injuries that aren't covered
Professional Liability Insurance (E&O)
Also called errors & omissions, this insurance covers alleged or actual mistakes and failures to perform a service.
Best for:
Professional advice or services errors
Unfulfilled duties
Scope of work (SOW) disagreements
General Liability Insurance
This policy provides protection in instances of non-employee physical injury or damage to third-party property.
Best for:
Visitor slip-and-fall injuries
Employee damage to customer property
Libel, slander, copyright infringement
Business Owners Policy (BOP)
Also called property & liability insurance, this policy provides combined coverage for property damage and lawsuits.
Best for:
Customer property damage
Customer injuries
Business property damage
Commercial Auto Insurance
This policy covers damage to and lawsuits from the operation of company-owned or leased vehicles.
Best for:
Third-party injury or death where an employee is at fault
Damage to company vehicles from theft, fire, flood, etc.
Collision damage
Umbrella
Protect your business and assets with coverage for claims that exceed the limits of your current biBerk liability policy.
Best for:
Added coverage for an underlying policy
Scenarios where the existing policy limit has been reached
Additional protection without increasing policy limits